Finance Calculators

Calculate percentages instantly: what is X% of Y, what percentage is X of Y, and apply discounts or increases. No sign-up, instant results.

Calculate the impact of inflation on your savings. Enter an amount, annual inflation rate, and years to see how much purchasing power you lose.

Calculate how much money you can borrow based on your monthly payment capacity, interest rate, and loan term. Instant result, no sign-up.

Compare two loans side by side. Enter amounts, rates, and terms to see which has the lower monthly payment and lower total cost.

Free universal VAT calculator for any rate and any country. Add VAT to a net price or remove it from a gross price — enter any rate (15%, 20%, 21%…) and see the tax, price with VAT and price without VAT instantly.

Calculate simple interest and the final amount from your principal, annual rate, and time in years or months. See instantly how much interest your money earns with the formula I = P·r·t.

Work out your net salary in Spain from your gross annual pay: IRPF income tax, Social Security, and monthly net by number of payments. Fast, free estimate.

Work out your net salary in Italy from your gross annual pay: IRPEF income tax, INPS contribution, and net per payment by number of mensilità. Fast, free estimate.

Work out your net monthly salary in Mexico from your gross pay: ISR income tax by bracket, employment subsidy, and IMSS contribution. Fast, free estimate.

Work out your net salary in Brazil from your gross monthly pay: INSS and 2026 IRRF withholding and effective rate. Fast, free estimate.

Work out your net salary in Portugal from your gross annual pay: IRS income tax, Segurança Social, and monthly net by number of months. Fast, free estimate.

Free Spain VAT (IVA) calculator. Add the 21% standard rate to a net price or remove IVA from a gross price. Supports the reduced (10%) and super-reduced (4%) rates. See the tax, price with VAT and price without VAT instantly.

Free Italy VAT (IVA) calculator. Add the 22% standard rate to an imponibile or scorporo the IVA from a gross price. Supports the 10%, 5% and 4% reduced rates. See the tax, price with and without VAT instantly.

Free Portugal VAT (IVA) calculator. Add the 23% standard rate to a net price or remove IVA from a gross price. Supports the intermediate (13%) and reduced (6%) rates. See the tax, price with VAT and price without VAT instantly.

Free German VAT (Mehrwertsteuer, MwSt.) calculator. Add the 19% standard rate to a net price or remove it from a gross price. Also supports the 7% reduced rate for food, books and transport.

Free French VAT (TVA) calculator. Add the 20% standard rate to a net price (HT) or remove it from a gross price (TTC). Also supports the reduced 10%, 5.5% and 2.1% rates.

Free Mexican VAT (IVA) calculator. Add the 16% general rate to a net price or remove it from a gross price. Also supports the 8% border rate and the 0% rate for basic food and medicines.

Free VAT (IVA) calculator for Argentina with the 21% standard rate. Add IVA to a net price or remove it from a gross price, and also switch to the 10.5% or 27% differential rates.

Free VAT (IVA) calculator for Colombia with the 19% standard rate. Add IVA to a net price or remove it from a gross price, and switch to the reduced 5% rate when needed.

Free VAT (IVA) calculator for Chile with the flat 19% rate. Add IVA to a net price or remove it from a gross price to see the tax and the net amount instantly.

Free IGV (VAT) calculator for Peru with the 18% rate. Add IGV to a net price or remove it from a tax-inclusive price to see the tax and the sale value instantly.

Work out your take-home pay in Argentina from your gross salary: the 17% employee deduction (pension, health insurance and PAMI). Fast, free estimate.

Work out your Argentine year-end bonus (SAC): 50% of your best monthly salary of the half-year, prorated by months worked. Gross and approximate net, fast and free.

Work out the interest and total of a fixed deposit from your capital, nominal annual rate (NAR), and term in days. Uses simple interest on a 365-day basis and also shows the effective annual return (EAR).

Work out your net salary in the United States from your gross annual pay: federal income tax, FICA (Social Security and Medicare), and monthly take-home. Fast, free estimate.

Work out your net monthly salary in Colombia from your gross pay: health and pension contributions (8%) and UVT-based withholding tax. Fast, free estimate.

Work out your net monthly salary in Chile from your gross pay: AFP pension, health and unemployment contributions, plus the Second Category Income Tax. Fast, free estimate.

Work out your net salary in France from your gross annual pay: social contributions, income tax, and monthly net. Fast, free estimate.

Work out your net salary in Germany from your gross annual pay: social security, income tax (§32a) and monthly net. Fast, free estimate.

Work out your net monthly salary in Peru from your gross pay: ONP or AFP pension contribution and 5th-category income tax with the 2026 UIT. Fast, free estimate.

Work out your net monthly salary in Uruguay from the gross: BPS contributions (pension, FONASA, FRL) and IRPF on bracketed income with the deductions credit. Fast, free estimate.

Work out your Mexican year-end bonus (aguinaldo): the legal minimum is 15 days of salary (daily salary × days), payable before December 20. Fast, free and no sign-up.

Work out the Italian tredicesima or 13th month salary: it accrues 1/12 per month worked, is paid in December and is taxed with IRPEF but no detrazioni. Gross and approximate net, free.

Work out your Italian TFR: yearly accrual of gross salary ÷ 13.5, ISTAT revaluation of 1.5% + 75% of FOI, and the 17% substitute tax. Gross and net fund, free.

Work out French statutory redundancy pay: ¼ month per year up to year ten and ⅓ from year ten, with the 8-month service threshold. Free and instant.

Calculate Brazil's 13th salary under Law 4.090/62: it accrues 1/12 per month and is paid in two installments, with INSS and IRRF deductions concentrated in the second. Gross and net.

Work out the Portuguese subsídio de Natal under article 263 of the Labour Code: one month of pay, prorated by time worked, due by 15 December. Gross and approximate net.

Work out your service bonus (prima de servicios) in Colombia: equal to one monthly salary per year (half a salary per half-year), prorated by days worked. Fast, free and with no contribution deductions.

Calculate your monthly car loan payment, total cost and total interest from the vehicle price, down payment, annual rate and term in months. Instant, free auto financing estimate.

Calculate the future value of your investment with an initial capital plus monthly contributions and monthly compound interest. Ideal for retirement and long-term savings planning.

Work out how much you need to save each month to reach a savings goal in a set number of years, factoring in the return you expect and what you already have saved.

Find out how many months it will take to pay off your credit card and how much interest you will pay. Enter your balance, annual rate and fixed monthly payment to see the payoff time and total cost.

Work out the tip and the total to pay from your bill amount and tip percentage, and split the check evenly between any number of people. See the tip, the grand total, and the amount per person instantly.

Calculate profit margin and markup from your cost and selling price. See your profit, the margin on price, and the markup on cost instantly, and learn the difference between the two.

Convert hourly pay to annual, monthly and weekly salary — and back. Set your hours per week and weeks per year. Instant results, no sign-up.

Use the Rule of 72 to estimate how many years it takes to double your money. Just enter the annual interest rate and instantly see the doubling time with the simple formula 72 ÷ rate.

Calculate your return on investment (ROI) from the amount invested and the final value. Instantly see the ROI percentage and net gain with the formula ROI = (final value − investment) / investment × 100.

Calculate your break-even point: how many units you must sell to cover fixed and variable costs. Enter fixed costs, price, and variable cost per unit to see the units and revenue needed to break even.

Calculate the final price after two successive (chained) discounts and see the real effective discount. 20% and then 10% is not 30% off — it is 28%. Find your true savings instantly.

Calculate your total pay from regular hours plus overtime hours paid at a higher rate. Enter your hourly pay and an overtime multiplier (for example 1.5×) to see your regular pay, overtime pay, and total instantly.

Find out how many years are left until you retire and in what year it will happen, based on your current age and your target retirement age. Instant, free retirement countdown.

Calculate the fuel cost of a trip from the distance, your car's consumption in l/100km, and the price per liter. See instantly how many liters you will burn and how much the journey will cost.

Calculate your sales commission from total sales and the commission rate, plus your total pay when you add a base salary. Instantly see how much you earn with the formula Commission = Sales × Rate.

Compare two products by working out their price per unit (per kg, litre, or item) and instantly see which one is the better value. Enter each price and quantity to find the cheaper option.

Estimate how much an appliance costs to run. Enter its power in watts, hours of use per day, number of days, and your price per kWh to get the energy consumption in kWh and the total cost.

Compare the true cost of renting versus buying a home over the years you plan to stay. Enter the price, down payment, mortgage rate, rent and appreciation to see which one wins.

Build a full amortization schedule for any fixed-rate loan. Enter the loan amount, annual interest rate and term to see the monthly payment, total interest and a month-by-month table of interest, principal and remaining balance.

See how much interest you save and how many months you shave off your loan by adding an extra amount to every monthly payment. Enter your balance, rate, term and extra payment.

Calculate the depreciation of a fixed asset year by year. Enter the cost, salvage value and useful life, choose straight-line or double declining balance, and get a full depreciation schedule with book value.

Work out your Mexican finiquito or severance for 2026 under the LFT: prorated year-end bonus and vacation, vacation premium, 3 months, 20 days per year and seniority premium. Free.

Calculate your vacation days and vacation premium in Mexico under the 2023 LFT reform (art. 76). Enter salary, years of service, and percentage to see the total you receive.

Work out your July or December gratification in Peru: salary + family allowance, prorated by months, plus the extraordinary bonus of 9% (EsSalud) or 6.75% (EPS). Fast and free.

Work out your CTS in Peru for 2026 using the MTPE formula: salary + family allowance + one sixth of the bonus, prorated by months and days worked. Fast and free.

Work out your severance for dismissal without cause in Argentina under the LCT: seniority, notice, month integration, bonus (SAC) and prorated holidays. Fast and free.

Work out your Colombian severance pay for 2026: cesantías, interest, service bonus, vacation pay and dismissal compensation. Free, fast and with official figures.

Work out your Chilean settlement (finiquito): severance for years of service, payment in lieu of notice and proportional holiday pay under the Labour Code. Free and instant.

Work out your finiquito in Spain: salary for the days worked, untaken holiday and the pro-rata share of the extra payments. Fast, free estimate.

Project how much your 401(k) will be worth at retirement: your contributions, employer match and compound interest. Free calculator with 2026 figures.

Work out whether refinancing your mortgage is worth it: new payment, monthly savings and how many months to recoup the closing costs. Free and instant.

Work out your car payment in the United States including your state sales tax and the trade-in. Monthly payment, amount financed and total interest. Free.

Work out the RESICO ISR in Mexico from your monthly income, with the 2026 rate table from 1% to 2.5%. Fast, free estimate.

Find your monotributo category and monthly fee from your annual billing, with the official ARCA table in force for 2026. Free and instant.

Work out Brazilian severance pay (rescisão) under the CLT: salary balance, notice period, proportional 13th salary, vacation + 1/3 and the 40% FGTS penalty. Gross amounts, fast and free.

Work out Brazil's seguro-desemprego for 2026: number of installments and value of each, based on your average salary, months worked and request number. Fast and free.

Work out your Spanish self-employed (autónomo) Social Security contribution for 2026 from your net earnings: bracket, minimum base, and monthly and annual fee. Includes flat rate. Free and instant.

Work out the plusvalía municipal (IIVTNU) when selling a property in Spain using both the objective and real methods, and see which one costs less. Free and fast.